Some important highlights:
1. The service operates in shekels only
2. Any amount can be transferred through the application through a clearing system with the option to divide into payments.
3. Payment Transfer - If not approved by the recipient within 72 hours, the money sits in your personal balance.
4. You can accumulate the money in the app or withdraw the funds to a bank account or credit card of your choice.
5. The service has several usage routes. You can contact customer service for more information to switch to a customized route as needed.
6. When transferring money by a clearing system through the app for a specific event, the responsibility is on the transferor to make sure exactly For what event does he transfer the money.
7. Do not use the application for payments on transfers in connection with virtual currencies and services listed in section 5.3.
Terms of service in detail:
General
- Revue Gifter Ltd. (hereinafter: "the Company") offers a payment service, intended for customers of all banks in Israel and all credit card holders and enables transfers of funds between persons as well as fundraising for a specific purpose) Group collection (via an application and / or a dedicated website): The "app".
- Consent to the terms of use listed below is a condition of using the application. Use of the application or the designated website constitutes consent to the conditions listed below and the user's commitment to act in accordance with them.
- The service is intended for individuals, adults who are permanent residents of Israel and bank account holders in Israel.
Join the service
- The registration process will require various identification details such as: first name and last name, cell phone number, date of birth And email address. Before transferring or withdrawing funds, the user will be required to provide credit card information in the user's name and / or account information held in the user's name at the Bank of Israel. The Bank may, from time to time, require additional and identifying documents and / or prescribe other means of identification and verification.
- It is obligatory to provide full, accurate and correct details only and to update the Gifter customer service via 052-8577558 support@gift.co.il) hereinafter: "Customer Service" (in any change that occurs in those details.
- The details and data provided upon joining may be stored, in whole or in part, in a company's database Rev. Gifter Ltd.
Data Security
- The use of the application is subject to the fact that the mobile device used is in the exclusive possession of the user and is protected by a lock code known only to the user in order to prevent the information from being disclosed to the parties. Third, because the mobile device supports the reception and sending of text messages (sms) and the activation of Internet surfing protocol via cellular network and via wi-fi.
- In case of loss or theft of the device it should be notified immediately to the customer service and act accordingly For instructions given.
- The use of the services is personal and no third party may be allowed to use the user account or username.
- Each user will choose a personal identification code in accordance with the instructions, as given from time to time, through which he can Perform transactions in the personal account and the means of payment listed in it (hereinafter: the "Personal Code").
- The user undertakes to maintain the confidentiality of the personal code, not to register it on the mobile device and not to hold it next to it and not to hand over and / or disclose to others under any circumstances what is the personal code.
- In case of transfer and / or sale of the mobile phone device to others, the application must be deleted from the device. For support, you can contact the customer service center.
Disconnection from the service
- A user requesting to disconnect from the service will contact the customer service center and request its removal from the service. Cancellation of the registration will not detract from the user's obligations under the terms of use and will not lead to cancellation of actions performed while using the company's services, prior to cancellation of the registration unless otherwise agreed. It is clarified that deleting the application does not constitute a disconnection from the service.
The services
- As part of the app, you can manage a personal account, a group account and also transfer funds, all as specified in these terms. As part of the site, it is possible to make money transfers and set up a group event. Hereinafter: "the Services".
- The use of the services offered in the application and on the website will be in accordance with the law and will be done with their heart and in an acceptable manner. Will not make any misuse or any unlawful use of the law or public policy or any Unreasonable use for the purposes for which the services are intended, including making illegal money transfers Or prohibited, violations in order to circumvent the restrictions relating to reports in connection with the prohibition of money laundering and financing terrorism. Without prejudice to the rights of the company, anyone who violates a prohibition, as stated, will indemnify the company for any damage caused to him as a result.
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Do not use the application in prohibited transactions as detailed below:
- Virtual currency transactions
- Loan or credit transactions of any kind
- Adult content and services
- Gambling
- All activities are prohibited by law
- In any case of use contrary to what is stated in section 5.3 above and contrary to what is said in the terms of use, the company will not bear any responsibility towards any user or third party. For the avoidance of doubt, it is clarified that the Company will not allow any use of the funds, including withdrawal or transfer of the funds in any way, originating in transactions Prohibited as stated.
- The company will be entitled to contact any user at any time to find out any details regarding the uses In the application and / or on the website. In any such case, the participant undertakes to cooperate and provide the company with the information that will be required.
- The company will be entitled to freeze a personal account of a user or a group account and not to allow deposits to credit any such account or withdrawals from it, due to fear of violation of the terms of use or according to Every law.
Personal account
- At the request of a user will open in his name a virtual account which will be used to accumulate sums of money to his credit under The title My Balance or any other name it may determine from time to time (hereinafter: "Personal Account").
- A user will only be able to open one personal account.
- A user will be able to transfer amounts from the balance of his personal account as defined above to other accounts ) Individual or group (and to withdraw amounts from his personal account by crediting any of the means of payment registered in his personal account subject to the limits of the amounts that the bank will determine from time to time.
- In case of payment in an amount that does not exceed your balance in the personal account, the personal account will be debited Paid unless otherwise instructed by you. In case there is not a sufficient balance in the personal account In addition, any transaction amount from the credit card entered will be charged.
- The user will be responsible for monitoring the transactions recorded in his personal account; If the user has Questions and / or objections about any of the transactions or amounts recorded in his personal account, he should contact customer service immediately.
Group account
- A group account will be used to collect greetings for the event founders by identifying through an event number or qr code Specific to this event and their transfer or use for purposes and rules at the request of the event founder (above and below: "group account" (all in accordance with and subject to the terms of use).
- When opening the group account, the group manager will be required to specify various details, including the purpose of the account The group, whether joining the group will be open to each user or limited to users Guests, location of the event, date and time of the event, in addition to a brief description of the circumstances of the event.
- The right to receive funds that will be deposited in the group account by the bank will rest solely with the group manager And not to any of the members of the group or to any other person. The group manager will be able to invite users and / or Others join the group account and allow other users to do so, all accordingly To the settings of the group account as the company will allow from time to time.
- Only a registered user can be part of the group account. However, it is possible to transfer funds by Group goals through the site without being a group member.
- A participant's consent to join a group account also constitutes his express consent to the presentation of information about him, As stated, to the other joiners and / or those wishing to join.
- Each member of the group will be able to transfer funds to the credit of the group account and the group manager approves And instructs the bank to record to its credit any amount to be transferred as aforesaid.
- The group manager will be allowed to perform various operations on funds accumulated in the group account, including You have transferred all or part of it to the personal account of the group manager himself, all in accordance with the group's goals.
- The group manager is solely responsible for the accuracy, completeness and accuracy of any information he has provided. The company will not be Is in no way responsible for the information. Relying on such information and transferring funds or making Any payments based on such information are the sole responsibility of the event founders And group members.
- The company is not responsible for the conduct of the group manager and will not be liable to the group members In respect of damages or expenses or losses of any kind and kind whatsoever to be caused or which may be caused To them due to the act or omission of the group manager.
- The Company may from time to time set limits on the amounts of funds that may be collected in each account Group and on the number of groups that each group leader will be allowed to manage.
Transfer of funds
- A user will be able to request to register in his personal account a means of payment issued in his name in Israel) card Debiting (as approved by the Company and in accordance with the terms and restrictions that it will determine from time to time as well as a bank account managed in its name by a banking corporation in Israel that will be used for the purpose of crediting payments.
- A user's request to register a means of payment in his account constitutes permission to make charges and credits in the means Payment, by the bank in accordance with the user's instructions to be delivered to the bank.
- The Company may from time to time set limits on amounts that may be transferred under the Services.
- Any transfer of funds can be canceled only until the date of receipt of receipt by the receiving party.
- Funds transfer not approved by the payee) whether made between accounts or account Group (within 72 hours of execution) will not be completed, and the transferring user account will be credited with the amount The transfer is in full.
- A user who has confirmed receipt of payment will choose whether to transfer it to his bank account or credit the card The credit entered when registering for the app. Transfer to account will be made within one business day, Transfers on Fridays, holiday eves and holidays will be made on the first business day thereafter. Card credit Credit will be paid within five business days.
- The responsibility is on the transferor to enter account details (account number, branch number and bank number (, exact) And up-to-date. In the event of an error in typing account information, the company will not be liable in any way And manner, including the cancellation of the transfer and the return of the funds.
- As long as the transferor turns to the customer service center immediately after making a wrong transfer until otherwise Later than 9:00 on the weekday following the day of the transfer, the company will help cancel the operation The transfer, however, is clarified that the company does not undertake to cancel the operation and the responsibility in connection with the aforesaid applies to the transferor only.
- The Company may delay or refuse to make any request for transfer of funds as well as cancel a transfer made, in the meantime Use of means of payment and between account to account, including due to legal or other prevention, for reasons Related to the risk management policy or due to deviation from the terms of use, all at its discretion The sole.
- The user is aware that the company takes various and varied control measures to secure the activity on the site. Notwithstanding the aforesaid, in any case in which it becomes clear to the company that credits have been made in the individual or group account or Incorrect charges, notwithstanding the aforesaid, the company will be entitled to debit or credit the account, as the case may be, in the amount of the error, in order to correct the error and return the situation to its original state.
Deposit of funds in the hands of the bank
- Funds transferred by users to accounts (individual or group) will be recorded in the company's books.
- The funds transferred as part of the activity on the site will be deposited until the date of their withdrawal by the users of the account Trust in the company's bank and will not bear interest and / or linkage differences.
Fees and additional payments
- The Company reserves the right to charge fees and / or commissions for the use of the Services, in whole or in part, at rates and times as it decides from time to time and notifies, all subject to law. In addition, the user may be charged by third parties for using the Internet and / or charges related to the cellular companies and / or billing by companies The credit cards and / or by the bank where the user account is managed in accordance with the terms of the account.
Company liability and restriction of use of services
- The use of the application, the website and the services offered through them is done at the user's own risk. The company will not bear any responsibility towards the users and towards third parties with regard to any transaction in which the company's offered services are used, including with regard to the purposes of the transaction. The company will not be responsible for the correctness or veracity of any information or content uploaded to its systems by other users, including regarding the agreements of the group members among themselves and between them and the group manager and the like. In addition, no liability will apply to the company in the event of entering account information no Accurate in money transfers.
- The company will not bear any responsibility towards any user or third party in the case of prohibited transactions as defined in these terms. For the avoidance of doubt, it is clarified that the Company will not allow any use of the funds, including withdrawal or transfer of the funds in any way, arising from such prohibited transactions.
- The company makes great efforts to maintain the integrity of the services it provides. However, in light of the fact that the services depend on the integrity of communication lines and even though the company takes reasonable measures to prevent them, disruptions, interruptions, interruptions or disconnections may apply to the services.
- The user agrees that the company will be exempt from any liability for any damage, loss or expense caused to him or any third party directly or indirectly as a result of the above.
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Without prejudice to the generality of the above, the Bank may suspend or cancel the registration of the user in any of the following situations:
- Use of the Services in violation of any law, or in violation of the Terms of Use.
- One or more of the means of payment registered in the user account is invalid, blocked or restricted for use in any way;
- Execution or attempt to commit an act or omission that could impair the proper operation of the application and / or another user and / or any third party.
- Use of the App or the Website in any way infringes any copyright, trademark, or any other proprietary right of the Company or a third party.
- The company will have the right to offset and delay all funds coming or going to the user that will be held by the company from time to time, and will be entitled to deduct from any amount due to the user any debt or liability to the company as a result of the application activity and the company may delay any Transfer of funds to the credit of the user, until all his obligations towards him have been fulfilled, as stated, including in the event that the date of their existence has not yet come.
Intellectual Property
- The entire intellectual property rights in the application and on the website in Israel belong to the company only. They may not be copied, distributed, publicly displayed or given to a third party or any part of them and no change may be made to the application or website. No commercial use may be made of the data or details in the application or on the website, in the database, in the lists of products or services that appear at him; Do not make any use of the names "Gifter", "Gifter" and / or the trademarks appearing on the application or on the website.
Customer service and contact
- The user is invited to contact the company via the support link (in the application at the e-mail address support@gift.co.il or via the phone number 052-8577558 for any questions regarding the services.
- The company may send messages to the user in connection with the services via the messaging system in the application or on the website, via text messages), to the user's mobile phone, to the e-mail address he provided during the registration process and / or by registered mail to the address provided during the registration process. Hereinafter: "The Messages".
- Joining the app constitutes consent to receive the text messages. A message sent shortly after a payment order or transfer of funds by the sender may therefore be sent and received on Saturdays and holidays.
- A message will be considered as reaching its destination 24 hours after it was sent in the messaging system in the app or by e-mail, or 3 business days after it was sent by registered mail.
Various
- Any action that the company will take in accordance with the user's instructions will obligate the user and the bank's records regarding the user's details and the actions he requested to perform, including through the application, will constitute admissible evidence of the correctness of what is stated therein.
- The Company shall be entitled to transfer, transfer or transfer its rights or obligations, in whole or in part, to any third party, but shall not infringe User Rights in connection with funds deposited to the credit of his account or to the credit of a group account he manages, all as provided The use.
- All activities on the site and in everything related to it, including the terms of use, will be subject only to the laws of the State of Israel. Local jurisdiction is vested in the competent court, materially, in the city of Haifa.
- Her face in male or female language should be seen as intended for both sexes.